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Michael Anthony Kirsch is a scholar and researcher with a deep interest in the relationship between banking, finance, and economic growth.  His book, The Challenge of Credit Supply, is the result of an in-depth treatment of the financial system’s ability to meet growth requirements throughout American history.  He has a BA in history with a minor in economics from George Mason University.

Contact Michael with questions about his book and about event opportunities.

Potential speaking topics include:

  • Financing challenges facing the American colonies from the 1650s to the 1760s and the use of banks and colonial bills of credit.
  • The developments in credit policy from the Declaration of Independence through to the conclusion of the Washington Administration, including the continental currency, the Bank of North America and the Bank of the United States, and the formation of a bank-based funding system and its relation to the establishment of the U.S. Constitution.
  • Currency and credit crises during and after the War of 1812 and the design for establishing the Second Bank of the United States under the Madison Administration.
  • The mechanisms and management practices that made the Second Bank an effective instrument of economic growth from 1820s and 1830s.
  • The financial policies of the 1830s and 1840s and their effects, including the use of state banks as public depositories, the demand for gold and silver, and the Independent Treasury System.
  • The relation between the 1861-1863 planning for a federally controlled currency and banking system and the 1862-1865 wartime use of government bills of credit as a general currency.
  • Issues under the National Banking System from 1865-1913 that inhibited economic growth.
  • Financial crises of the 19th century and their chief causes.
  • The founding of the Fed and its key characteristics.
  • The limitation in the Fed’s discount and loan provisions which worsened the Depression and slowed recovery, and how this problem was addressed during 1934-1950.

Utilize this discount code to receive 20% off the paperback or hardback version when purchased from Vernon Press.   

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